

We may refuse to process any request for a foreign exchange transaction. Wells Fargo is your arms-length counterparty on foreign exchange transactions. Foreign exchange markets are dynamic and rates fluctuate over time based on market conditions, liquidity, and risks. Different customers may receive different rates for transactions that are the same or similar, and the applicable exchange rate may be different for foreign currency cash, drafts, checks, or wire transfers. The exchange rate Wells Fargo provides to you may be different from exchange rates you see elsewhere. The applicable exchange rate does not include, and is separate from, any applicable fees. The markup is designed to compensate us for several considerations including, without limitation, costs incurred, market risks, and our desired return. The exchange rate used when Wells Fargo converts one currency to another is set at our sole discretion, and it includes a markup. In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. We don't buy back all currencies and buy-back rates differ from rates for ordering cash. Wells Fargo can often buy back unused foreign currency cash at any of our branch locations. Contact your bank about buying back any unused foreign currency cash.Please note that outside of the U.S., Wells Fargo does not have offices that provide service to personal or small business customers. You can also reach us through the Wells Fargo Mobile ® app. For help with your personal account, use these international access codes to call us toll-free from outside the U.S.Be sure to keep copies separate from the originals. This can sometimes help speed up the replacement process, if needed. Consider taking copies of key documents with you.Ask your card companies about foreign transaction fees, fees for withdrawals at an international ATM, your card's compatibility with international ATMs, and your daily card limits to make sure they'll fit your needs.As digital technology differs by country, consider taking physical credit and ATM cards with you if you typically use a digital wallet.Make sure you have wifi or cellular service overseas if you plan to access your accounts while traveling.Some banks require you to enroll for wire transfer services prior to travel.
#Bofa international transaction fee how to#
Talk to your bank before you leave about how to send a wire when you’re abroad.Make a list of important international phone numbers for reporting lost or stolen cards.Turn on international usage for your debit card in card controls if you're traveling outside of the United States.

